:root{
  --navy:#0b2035;--navy-2:#123b5d;--blue:#0d73d6;--blue-2:#1b8cf0;--sky:#eaf6ff;
  --orange:#f36c21;--orange-2:#ff8c42;--ink:#172637;--muted:#617487;--line:#dce7f1;
  --paper:#ffffff;--soft:#f6f9fc;--green:#0b8d68;--yellow:#f5b942;--shadow:0 20px 60px rgba(16,43,68,.12);
  --radius:22px;--max:1180px
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.62;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}img,svg{display:block;max-width:100%}button,input,select{font:inherit}.container{width:min(var(--max),calc(100% - 36px));margin-inline:auto}.skip{position:absolute;left:-9999px}.skip:focus{left:14px;top:14px;z-index:999;background:#fff;padding:10px 14px;border-radius:8px}.topbar{background:var(--navy);color:#dcecff;font-size:13px}.topbar .container{display:flex;justify-content:center;gap:24px;padding:8px 0;flex-wrap:wrap}.topbar b{color:#fff}.site-header{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.95);backdrop-filter:blur(12px);border-bottom:1px solid rgba(220,231,241,.9)}.nav-wrap{height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:12px;font-weight:900;color:var(--navy);letter-spacing:-.03em}.brand-mark{width:40px;height:40px;border-radius:12px;background:linear-gradient(135deg,var(--blue),#4ab7ff);display:grid;place-items:center;color:#fff;box-shadow:0 10px 25px rgba(13,115,214,.22)}.brand-mark svg{width:24px}.brand-name{font-size:20px;line-height:1}.brand-name span{display:block;color:var(--orange);font-size:12px;letter-spacing:.12em;text-transform:uppercase;margin-top:5px}.desktop-nav{display:flex;align-items:center;gap:26px;font-size:14px;font-weight:700;color:#34495d}.desktop-nav a:hover,.desktop-nav a.active{color:var(--blue)}.dropdown{position:relative}.dropdown-menu{display:none;position:absolute;top:calc(100% + 14px);left:-18px;min-width:260px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:16px;padding:8px}.dropdown:hover .dropdown-menu,.dropdown:focus-within .dropdown-menu{display:block}.dropdown-menu a{display:block;padding:10px 12px;border-radius:10px;font-weight:650}.dropdown-menu a:hover{background:var(--sky)}.phone-btn,.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border:0;border-radius:13px;font-weight:850;cursor:pointer;transition:.18s ease}.phone-btn{padding:12px 16px;background:var(--orange);color:#fff;box-shadow:0 10px 25px rgba(243,108,33,.22)}.phone-btn:hover,.btn-primary:hover{transform:translateY(-1px);background:#dd5914}.btn{padding:14px 20px}.btn-primary{background:var(--orange);color:#fff;box-shadow:0 12px 30px rgba(243,108,33,.22)}.btn-secondary{background:var(--navy);color:#fff}.btn-outline{background:#fff;color:var(--navy);border:1px solid #cfdde9}.btn-small{padding:10px 14px;font-size:14px}.icon{width:19px;height:19px;flex:0 0 auto}.mobile-toggle{display:none;border:1px solid var(--line);background:#fff;border-radius:12px;width:44px;height:44px}.mobile-menu{display:none;padding:0 0 18px}.mobile-menu.open{display:block}.mobile-menu a{display:block;padding:10px 6px;font-weight:700;color:#3b5064}.mobile-menu .menu-label{font-size:11px;color:#8294a5;text-transform:uppercase;letter-spacing:.13em;padding-top:10px}.hero{position:relative;overflow:hidden;background:radial-gradient(circle at 78% 22%,#dff4ff 0,#edf8ff 22%,rgba(237,248,255,0) 44%),linear-gradient(180deg,#fbfdff,#f3f8fc);border-bottom:1px solid var(--line)}.hero:before{content:"";position:absolute;inset:auto -160px -260px auto;width:600px;height:600px;border:110px solid rgba(13,115,214,.04);border-radius:50%}.hero-grid{display:grid;grid-template-columns:1.04fr .96fr;gap:64px;align-items:center;padding:70px 0 82px}.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:12px;font-weight:900;letter-spacing:.13em;text-transform:uppercase;color:var(--blue);background:#e6f4ff;border:1px solid #c8e7ff;padding:8px 11px;border-radius:999px}.hero h1,.page-hero h1{color:var(--navy);font-size:clamp(40px,5.1vw,67px);line-height:1.03;letter-spacing:-.048em;margin:18px 0 22px}.hero h1 em{font-style:normal;color:var(--blue)}.hero-copy{font-size:19px;color:#51677b;max-width:630px;margin:0 0 26px}.trust-row{display:flex;gap:18px 24px;flex-wrap:wrap;margin:25px 0}.trust-item{display:flex;align-items:center;gap:8px;font-weight:750;font-size:14px;color:#385064}.trust-item svg{color:var(--green);width:18px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.microcopy{font-size:12px;color:#728497;margin-top:13px}.calc-card{position:relative;background:#fff;border:1px solid #dbe8f2;border-radius:26px;box-shadow:0 28px 75px rgba(24,72,111,.15);padding:26px}.calc-card:before{content:"";position:absolute;inset:0;border-radius:26px;pointer-events:none;box-shadow:inset 0 1px rgba(255,255,255,.8)}.calc-head{display:flex;align-items:flex-start;justify-content:space-between;gap:18px;margin-bottom:18px}.calc-head h2{font-size:23px;line-height:1.15;color:var(--navy);margin:0}.calc-head p{font-size:13px;color:var(--muted);margin:6px 0 0}.free-pill{white-space:nowrap;background:#eaf8f3;color:var(--green);border:1px solid #c7eadf;border-radius:999px;padding:6px 9px;font-size:11px;font-weight:900;text-transform:uppercase;letter-spacing:.08em}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:13px}.field.full{grid-column:1/-1}.field label{display:block;font-size:12px;font-weight:850;color:#3c5369;margin:0 0 6px}.field select{width:100%;height:48px;border:1px solid #ccdce8;background:#fff;color:#20384e;border-radius:11px;padding:0 12px;outline:none}.field select:focus{border-color:var(--blue);box-shadow:0 0 0 3px rgba(13,115,214,.1)}.calculate{width:100%;margin-top:14px;padding:15px}.result{display:none;margin-top:18px;border-radius:17px;background:linear-gradient(135deg,var(--navy),#154b74);color:#fff;padding:20px}.result.show{display:block}.result-label{font-size:12px;text-transform:uppercase;letter-spacing:.1em;color:#aed7f7;font-weight:850}.result-price{font-size:34px;line-height:1.1;font-weight:950;letter-spacing:-.04em;margin:6px 0 5px}.result-mid{font-size:13px;color:#c7dbea}.result-grid{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-top:14px}.result-stat{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.1);padding:10px;border-radius:10px}.result-stat span{display:block;font-size:10px;color:#afd0e8;text-transform:uppercase;letter-spacing:.08em}.result-stat b{display:block;margin-top:2px;font-size:13px}.result-reco{margin-top:12px;background:#fff;color:var(--navy);padding:12px;border-radius:11px;font-size:13px}.result-reco b{display:block;color:var(--blue);margin-bottom:2px}.result-cta{display:flex;gap:8px;margin-top:12px}.result-cta a,.result-cta button{flex:1}.section{padding:82px 0}.section.soft{background:var(--soft)}.section.sky{background:linear-gradient(180deg,#f2f9ff,#fff)}.section-head{max-width:760px;margin-bottom:36px}.section-head.center{text-align:center;margin-inline:auto}.section-head .kicker{color:var(--blue);font-weight:900;text-transform:uppercase;letter-spacing:.12em;font-size:12px}.section-head h2{font-size:clamp(30px,3.5vw,46px);letter-spacing:-.04em;color:var(--navy);line-height:1.08;margin:9px 0 14px}.section-head p{font-size:17px;color:var(--muted);margin:0}.quick-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.quick-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px;box-shadow:0 8px 30px rgba(28,64,93,.05)}.quick-card .q-icon{width:42px;height:42px;border-radius:12px;background:var(--sky);display:grid;place-items:center;color:var(--blue);margin-bottom:14px}.quick-card h3{font-size:17px;color:var(--navy);margin:0 0 6px}.quick-card p{font-size:13px;color:var(--muted);margin:0}.quick-card strong{display:block;color:var(--orange);font-size:22px;margin-top:10px}.split{display:grid;grid-template-columns:1fr 1fr;gap:46px;align-items:start}.panel{background:#fff;border:1px solid var(--line);border-radius:20px;padding:26px}.panel h3{margin:0 0 16px;color:var(--navy);font-size:22px}.cost-table{width:100%;border-collapse:separate;border-spacing:0;overflow:hidden;border:1px solid var(--line);border-radius:16px;background:#fff}.cost-table th,.cost-table td{text-align:left;padding:14px 16px;border-bottom:1px solid var(--line);font-size:14px}.cost-table th{background:#eef6fc;color:#2d4962;font-size:12px;text-transform:uppercase;letter-spacing:.06em}.cost-table tr:last-child td{border-bottom:0}.cost-table td:last-child{font-weight:850;color:var(--navy)}.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.guide-card{border:1px solid var(--line);border-radius:18px;background:#fff;padding:22px;display:flex;flex-direction:column;min-height:220px;transition:.18s ease}.guide-card:hover{transform:translateY(-3px);box-shadow:0 18px 45px rgba(25,61,90,.09);border-color:#b9d8ef}.guide-card .tag{font-size:11px;font-weight:900;text-transform:uppercase;letter-spacing:.09em;color:var(--blue)}.guide-card h3{font-size:20px;line-height:1.18;color:var(--navy);margin:10px 0 8px}.guide-card p{font-size:14px;color:var(--muted);margin:0 0 18px}.guide-card .read{margin-top:auto;color:var(--blue);font-size:14px;font-weight:850}.callout{border-radius:24px;background:linear-gradient(135deg,var(--navy),#0e4e7f);padding:36px;color:#fff;display:flex;align-items:center;justify-content:space-between;gap:28px;box-shadow:0 20px 50px rgba(10,44,70,.18)}.callout h2{margin:0 0 8px;font-size:30px;letter-spacing:-.03em}.callout p{margin:0;color:#c4dced;max-width:700px}.callout .btn{white-space:nowrap;background:var(--orange);color:#fff}.faq{max-width:900px;margin:0 auto}.faq details{border-bottom:1px solid var(--line);padding:18px 0}.faq summary{cursor:pointer;font-weight:850;color:var(--navy);font-size:17px;list-style:none;display:flex;justify-content:space-between;gap:18px}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";font-size:24px;color:var(--blue);font-weight:500}.faq details[open] summary:after{content:"–"}.faq p{color:var(--muted);margin:12px 0 0}.note{border-left:4px solid var(--blue);background:#eef7ff;padding:16px 18px;border-radius:0 12px 12px 0;color:#40576b;font-size:14px}.note strong{color:var(--navy)}.warning-note{border-left-color:var(--orange);background:#fff5ed}.footer{background:#071827;color:#bed0df;padding:48px 0 92px}.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:34px}.footer .brand{color:#fff}.footer p{font-size:13px;color:#91a7b9;max-width:400px}.footer h4{color:#fff;margin:4px 0 12px}.footer a{display:block;font-size:13px;margin:8px 0;color:#b5c7d5}.footer a:hover{color:#fff}.footer-bottom{border-top:1px solid #193249;margin-top:34px;padding-top:20px;font-size:12px;color:#7890a3}.mobile-sticky{display:none;position:fixed;bottom:0;left:0;right:0;z-index:80;background:#fff;border-top:1px solid var(--line);padding:9px 12px;box-shadow:0 -10px 25px rgba(13,35,53,.1)}.mobile-sticky .phone-btn{width:100%}.page-hero{background:linear-gradient(180deg,#f1f8fd,#fff);border-bottom:1px solid var(--line);padding:62px 0 52px}.page-hero h1{font-size:clamp(38px,4.4vw,58px);max-width:850px}.page-hero p{font-size:18px;color:var(--muted);max-width:780px}.breadcrumbs{font-size:12px;color:#73879a;margin-bottom:13px}.breadcrumbs a{color:var(--blue)}.article-wrap{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:42px;align-items:start}.article{max-width:760px}.article h2{font-size:30px;line-height:1.14;letter-spacing:-.025em;color:var(--navy);margin:44px 0 14px}.article h3{font-size:21px;color:var(--navy);margin:28px 0 10px}.article p,.article li{color:#43586c}.article ul{padding-left:22px}.article .lead{font-size:19px;color:#405a70}.article-card{border:1px solid var(--line);border-radius:18px;padding:20px;background:#fff;margin:24px 0}.article-card h3{margin-top:0}.sidebar{position:sticky;top:102px}.mini-calc{padding:20px}.mini-calc .form-grid{grid-template-columns:1fr}.mini-calc .field.optional{display:none}.toc{border:1px solid var(--line);border-radius:16px;padding:18px;margin-top:16px;background:#fff}.toc h4{margin:0 0 10px;color:var(--navy)}.toc a{display:block;font-size:13px;color:#587087;padding:5px 0}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}.contact-card{border:1px solid var(--line);border-radius:20px;padding:28px;background:#fff}.contact-card h2{margin-top:0;color:var(--navy)}.big-phone{display:block;font-size:34px;font-weight:950;color:var(--orange);letter-spacing:-.03em;margin:10px 0}.privacy h2{color:var(--navy);margin-top:34px}.ad-slot{border:1px dashed #c9d8e5;background:#fbfdff;border-radius:13px;min-height:86px;display:grid;place-items:center;color:#9aabba;font-size:11px;text-transform:uppercase;letter-spacing:.12em;margin:28px 0}.print-only{display:none}
@media (max-width:1000px){.desktop-nav{display:none}.mobile-toggle{display:grid;place-items:center}.hero-grid{grid-template-columns:1fr;gap:34px}.hero-copy{max-width:760px}.quick-cards{grid-template-columns:1fr 1fr}.guide-grid{grid-template-columns:1fr 1fr}.article-wrap{grid-template-columns:1fr}.article{max-width:none}.sidebar{position:static}.footer-grid{grid-template-columns:1fr 1fr}.callout{align-items:flex-start;flex-direction:column}.contact-grid{grid-template-columns:1fr}}
@media (max-width:650px){.container{width:min(100% - 26px,var(--max))}.topbar .container{gap:6px 14px}.topbar span:nth-child(3){display:none}.nav-wrap{height:66px}.brand-name{font-size:17px}.brand-mark{width:36px;height:36px}.site-header .phone-btn{display:none}.hero-grid{padding:46px 0 56px}.hero h1{font-size:41px}.hero-copy{font-size:17px}.hero-actions .btn{width:100%}.form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.calc-card{padding:19px;border-radius:20px}.calc-head{flex-direction:column}.result-grid{grid-template-columns:1fr}.result-cta{flex-direction:column}.section{padding:62px 0}.quick-cards,.guide-grid,.split{grid-template-columns:1fr}.cost-table th,.cost-table td{padding:12px 11px;font-size:12px}.callout{padding:26px}.footer-grid{grid-template-columns:1fr}.mobile-sticky{display:block}.footer{padding-bottom:100px}.page-hero{padding:42px 0}.article h2{font-size:27px}.contact-card{padding:22px}.big-phone{font-size:28px}}
@media print{.topbar,.site-header,.footer,.mobile-sticky,.hero-actions,.result-cta,.ad-slot{display:none!important}.hero,.section{background:#fff!important}.calc-card{box-shadow:none}.print-only{display:block}}